Financial Toolset
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Family & Parenting

Childcare, education, pets, and lifestyle decision calculators

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Child Cost Calculator

Estimate lifetime cost of raising a child from birth to 18 with regional variations

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Childcare vs Second Income Calculator

Calculate if working is worth it after childcare costs and work expenses with retirement impact analysis

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College Major ROI Calculator

Calculate return on investment for different college majors. Compare earning potential vs student loan debt. Free college major calculator.

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Complete Child Education Planner

Comprehensive K-12 + college cost calculator with 529 savings strategy and education vs retirement planning

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EFC Calculator

Calculate Expected Family Contribution (EFC) for financial aid. Estimate FAFSA EFC and financial aid eligibility. Free EFC calculator.

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Gap Year Calculator

Calculate the financial impact of taking a gap year before college. Compare costs and benefits of gap year. Free gap year calculator.

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Lifestyle Cost Analyzer

Analyze gadget cost-per-year, daily habits ROI, and meal kit vs grocery comparison with retirement impact

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Parent PLUS Loan Calculator

Calculate Federal Parent PLUS loan payments and costs. Compare Parent PLUS vs private student loans. Free Parent PLUS calculator.

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Parental Leave Budget Calculator

Calculate parental leave budget and income replacement. Plan for maternity/paternity leave costs. Free parental leave calculator.

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Pet Insurance ROI Estimator

Compare lifetime vet bills with vs. without insurance to determine ROI

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Pet Ownership Cost Planner

Calculate lifetime costs for dogs, cats, and pets with inflation and insurance analysis

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Scholarship Impact Calculator

Calculate the true value of scholarships over 4 years. See how scholarships reduce student loan debt. Free scholarship calculator.

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Textbook Buy vs Rent Calculator

Compare buying vs renting textbooks. Calculate savings from textbook rentals. Free college textbook calculator.

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Wedding Budget & Debt Planner

Plan wedding budget with splurge/save options and compare payment methods with debt impact analysis

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