Calculadora de Puntos de Hipoteca
Preguntas Frecuentes
Preguntas comunes sobre Calculadora de Puntos de Hipoteca
Los puntos hipotecarios son cargos que se pagan para reducir la tasa de interés de un préstamo hipotecario. Un punto generalmente cuesta el 1 % del monto del préstamo.
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Sources & References
Understanding Mortgage Points and Rate Buydowns
Consumer Financial Protection Bureau guidance on mortgage discount points, including how they work, break-even calculations, and when they make financial sense.
Mortgage Points Break-Even Analysis
Educational resources on calculating the break-even point for mortgage points, considering factors like loan term, interest rate reduction, and time horizon.
Tax Deductibility of Mortgage Points
IRS guidance on the tax treatment of mortgage discount points, including deductibility rules for purchase mortgages versus refinances.