Free Tax Calculators & Planning Tools
Comprehensive tax calculators to help you estimate taxes, plan tax strategies, and optimize your tax situation. From income tax and capital gains to crypto, sales tax, and Roth conversions - we've got your tax planning covered.
Tax Calculators
Complete Tax Calculator & Optimizer
Estimate your full tax liability
Comprehensive income tax calculator with W-2, 1099, deductions, credits, and optimization strategies. Federal and state taxes.
Capital Gains Tax Calculator
Calculate taxes on investment sales
Calculate short-term and long-term capital gains taxes on stocks, real estate, and other investments. Includes federal and state taxes.
W-2 Income Analyzer
Decode your W-2 & fix withholding
Understand each W-2 box, check if you over/under withheld, compare multiple jobs, and quantify pre-tax benefit savings for next year.
Find Your Perfect Calculator
💼 Estimating Annual Income Taxes?
→ Use Complete Tax Calculator
- • Calculate: Federal and state taxes
- • Optimize: Deductions and credits
- • Plan: Withholding and estimated taxes
📈 Selling Investments?
→ Use Capital Gains Tax Calculator
- • Calculate: Short-term vs long-term rates
- • Plan: Tax-loss harvesting
- • Optimize: Sale timing
🧾 Need to adjust your withholding?
→ Use W-2 Income Analyzer
- • Decode: Each W-2 box and pre-tax benefits
- • Check: Over/under withholding and refunds
- • Plan: Multiple jobs, allowances, and W-4 updates
Which Tax Calculator Should I Use?
| Calculator | Tax Type | Best For | Time |
|---|---|---|---|
| Complete Tax Calculator & Optimizer | Estimate your full tax liability | Annual tax planning and estimation | 10 minutes |
| Capital Gains Tax Calculator | Calculate taxes on investment sales | Planning investment sales | 3 minutes |
| W-2 Income Analyzer | Decode your W-2 & fix withholding | W-2 employees & dual-income households | 8 minutes |
Tax Brackets & Statistics (2024)
Federal Income Tax Brackets (2024)
Single Filers:
- • 10%: $0 - $11,600
- • 12%: $11,601 - $47,150
- • 22%: $47,151 - $100,525
- • 24%: $100,526 - $191,950
- • 32%: $191,951 - $243,725
- • 35%: $243,726 - $609,350
- • 37%: $609,351+
Long-Term Capital Gains Rates (2024)
- • 0%: Single <$47,025, Married <$94,050
- • 15%: Single $47,026-$518,900
- • 20%: Single >$518,900
Standard Deduction (2024)
- • Single: $14,600
- • Married Filing Jointly: $29,200
- • Head of Household: $21,900
Frequently Asked Questions
Q: What is the current income tax rate?
A: Federal income tax rates range from 10% to 37% (2024) depending on your income. State taxes vary by state (0-13.3%). Use our Complete Tax Calculator for your personalized rate.
Q: How can I reduce my tax bill?
A: Main strategies: Maximize retirement contributions, tax-loss harvesting, bunching deductions, timing income/expenses, Roth conversions in low-income years. Our calculators help you plan these strategies.
Q: What's the difference between short-term and long-term capital gains?
A: Short-term (<1 year): Taxed as ordinary income (10-37%). Long-term (>1 year): Preferential rates (0%, 15%, or 20%). Holding >1 year saves significant taxes.
Q: Do I pay capital gains tax on my home sale?
A: Single filers can exclude $250k ($500k married) of home sale gains if you owned/lived in it 2 of last 5 years. Gains above that are taxable.
Q: How does tax-loss harvesting work?
A: Sell losing investments to offset gains. Up to $3,000 of losses can offset ordinary income. Unused losses carry forward indefinitely.