Banking & Savings
Bank fees, savings accounts, and credit card optimization tools
APY to APR Converter
Convert between yield and rate
Convert APY to APR and understand the difference between these metrics.
APY/APR Converter
Bidirectional conversion
Convert between APY and APR. Calculate effective rates with different compounding.
Bank Fee Comparison
Compare bank costs
Compare monthly fees, ATM charges, and overdraft fees across banks.
Banking Cost Analyzer
Total cost analysis
Analyze all banking costs including fees and minimum balance requirements.
Cashback Maximizer
Optimize rewards
Calculate and maximize cashback rewards across your credit cards.
CD Ladder Calculator
Build CD ladder
Design a CD ladder for regular liquidity while earning higher rates.
Credit Card Rewards Optimizer
Maximize rewards
Optimize credit card usage to maximize rewards based on spending.
Early Withdrawal Penalty
Calculate penalties
Calculate the cost of early CD withdrawal and if breaking makes sense.
High-Yield Savings
Compare HYSA
Calculate earnings with high-yield savings vs traditional accounts.
Overdraft Fee Avoidance
Avoid fees
Analyze spending patterns and strategies to avoid overdraft fees.
Simple Savings Test
Quick calculator
Estimate your savings growth over time with regular deposits.