Calculateur de Prêt pour Voiturette de Golf
Questions Fréquentes
Questions courantes sur Calculateur de Prêt pour Voiturette de Golf
Le TAEG se situe habituellement entre 4 % et 12 % selon le profil de crédit, le type de voiturette et le prêteur. Les coopératives de crédit sont souvent 1 à 3 points de pourcentage moins chères que les banques, tandis que les promotions des concessionnaires peuvent proposer des conditions spéciales.
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Sources & References
Golf Cart Financing Rates
Interest rates based on national averages from specialty vehicle lenders including LightStream, OnDeck, and golf cart dealership financing programs. Rates vary based on credit score (excellent: 4-7%, good: 7-10%, fair: 10-15%), loan term, and whether the cart is new or used.
Amortization Calculations
Calculations use standard amortization formulas with monthly compounding. Total cost includes principal, interest, and assumes consistent monthly payments. Does not include insurance, maintenance, storage fees, or potential sales tax financing which may be available in some states.
Financing Approval Disclaimer
Actual loan terms depend on creditworthiness, debt-to-income ratio, and lender policies. Some lenders treat golf carts as recreational vehicles requiring specialized lending. Street-legal golf carts may qualify for better terms. Always compare multiple lenders and read financing agreements carefully before signing.