Calculadora de Préstamo DSCR
Key Financial Terms
Understand the essential concepts behind this calculator
Preguntas Frecuentes
Preguntas comunes sobre Calculadora de Préstamo DSCR
DSCR significa 'Debt Service Coverage Ratio' (Ratio de Cobertura del Servicio de la Deuda). Mide la capacidad de una propiedad para cubrir sus pagos de deuda con sus ingresos.
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Sources & References
DSCR Loan Requirements
Most lenders require minimum DSCR of 1.20-1.25 for investment property loans, with rates typically 0.5-2% higher than owner-occupied mortgages.
Net Operating Income Calculation
Industry standard is to reserve 5-10% of gross rents for vacancy and 1-2% of property value annually for maintenance when calculating NOI.