Calculadora de Intereses de Tarjeta de Crédito
Key Financial Terms
Understand the essential concepts behind this calculator
APR (Annual Percentage Rate)
The total yearly cost of borrowing money, including interest and fees, expressed as a percentage.
Learn more →
Grace Period
Interest-free period (21-25 days) between purchase and payment due date. Only applies if you pay statement balance in full each month.
Learn more →
Late Fee
Penalty for missing payment due date—up to $40 per occurrence. Also triggers penalty APR up to 29.99% and damages credit score.
Learn more →
Minimum Payment
Lowest payment card companies accept—usually 1-3% of balance. Paying only the minimum traps you in debt for decades with massive interest.
Learn more →
Preguntas Frecuentes
Preguntas comunes sobre Calculadora de Intereses de Tarjeta de Crédito
La Calculadora de Intereses de Tarjeta de Crédito le ayuda a calcular cuánto interés pagará sobre el saldo de su tarjeta de crédito. Esto puede ayudarlo a entender mejor su deuda y planificar cómo pagarla.
Explore Number Convert
Free unit conversion tools
Sources & References
Consumer Financial Protection Bureau: Credit Card Interest
Official explanation of credit card interest calculation methods.