Complete K-12 + College Cost Planning
This calculator projects the full cost of educating your child from kindergarten through college, accounting for inflation, investment growth, and your existing 529 balance.
Use the pre-filled examples above to see realistic scenarios, or customize every detail to match your family's situation.
The calculator breaks down costs into five interactive tabs:
- **K-12 Costs**: Public vs private school scenarios with inflation adjustments
- **College Costs**: Tuition, room & board, and fees for in-state, out-of-state, or private universities
- **529 Strategy**: Monthly contribution targets to reach your savings goal
- **Education vs Retirement**: Balance competing priorities and see trade-offs
- **Timeline**: Year-by-year breakdown of contributions, growth, and withdrawals
Start with a pre-filled example, then adjust child's age, school choices, current 529 balance, and contribution amounts to build your personalized education funding plan.