Financial Toolset

Calculadora de Pago Inicial

$

Purchase price of the home you want to buy

$

How much you'll put down (typically 3-20% of purchase price)

%

Annual interest rate for your mortgage

Length of mortgage (typically 15 or 30 years)

Key Financial Terms

Understand the essential concepts behind this calculator

Down Payment

The initial cash payment made when purchasing a vehicle, reducing the amount you need to finance.

Learn more →
View all financial terms in our glossary →

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Free unit conversion tools

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Convert weight between imperial and metric

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Sources & References

Average Down Payment Statistics

In 2024, the median down payment for first-time homebuyers was 8%, while repeat buyers put down 19%. Only 34% of buyers made the traditional 20% down payment.
→Source: National Association of Realtors - Home Buyer Profile(2024)

PMI Costs and Removal

Private Mortgage Insurance typically costs 0.5-1.5% of loan amount annually and can be removed once you reach 20% equity through payments or appreciation.
→Source: Consumer Financial Protection Bureau - Private Mortgage Insurance(2024)