Calculadora LTV (Relación Préstamo-Valor)
Key Financial Terms
Understand the essential concepts behind this calculator
Preguntas Frecuentes
Preguntas comunes sobre Calculadora LTV (Relación Préstamo-Valor)
La relación préstamo-valor es un porcentaje que compara el monto de su préstamo con el valor tasado de su vivienda. Ayuda a los prestamistas a evaluar el riesgo de otorgarle financiamiento.
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Sources & References
LTV Ratios and Mortgage Lending Standards
Federal agency analysis of loan-to-value ratios across the mortgage market, including industry standards and regulatory requirements for different loan programs.
LTV Impact on Mortgage Default Risk
Research examining the relationship between loan-to-value ratios and mortgage default rates, demonstrating why lenders use LTV as a primary risk metric.
Understanding LTV and PMI Requirements
Consumer guidance on loan-to-value ratios, how they affect mortgage terms, PMI requirements, and strategies for reaching the 80% LTV threshold.