Calculadora LTV (Relación Préstamo-Valor)

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Current market value or purchase price of your home

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Your primary mortgage balance or loan amount

$

Balance on second mortgage, HELOC, or home equity loan (if any)

Preguntas Frecuentes

Preguntas comunes sobre Calculadora LTV (Relación Préstamo-Valor)

La relación préstamo-valor es un porcentaje que compara el monto de su préstamo con el valor tasado de su vivienda. Ayuda a los prestamistas a evaluar el riesgo de otorgarle financiamiento.

Sources & References

LTV Ratios and Mortgage Lending Standards

Federal agency analysis of loan-to-value ratios across the mortgage market, including industry standards and regulatory requirements for different loan programs.

LTV Impact on Mortgage Default Risk

Research examining the relationship between loan-to-value ratios and mortgage default rates, demonstrating why lenders use LTV as a primary risk metric.

Understanding LTV and PMI Requirements

Consumer guidance on loan-to-value ratios, how they affect mortgage terms, PMI requirements, and strategies for reaching the 80% LTV threshold.