Financial Toolset

Calculadora de APR de Hipoteca

$
%
years
%
%
$

Processing, underwriting, document prep, application fees.

$

Typically not part of APR unless lender rolls them into the finance charge.

$

FHA: 1.75% upfront MIP. VA funding fee counts if financed.

$

Recurring mortgage insurance added to payment.

years

Conventional PMI ends at 80% LTV; FHA lasts 11 years or life of loan.

Preguntas Frecuentes

Preguntas comunes sobre Calculadora de APR de Hipoteca

El Calculador de APR de Hipoteca te ayuda a comprender el costo real de una hipoteca. Incluye tarifas como puntos de descuento y PMI para ofrecerte una visión más clara de la tasa porcentual anual de tu préstamo.
Saber Más

Explore Number Convert

Free unit conversion tools

Visit Number Convert
distance

KM to Miles

Convert kilometers to miles and back

weight

Pounds to Kilograms

Convert weight between imperial and metric

temperature

Fahrenheit to Celsius

Convert temperatures between scales

volume

Gallons to Liters

Convert volume measurements

Browse all Number Convert tools

Sources & References

APR Definition and Calculation

Based on Consumer Financial Protection Bureau guidelines. APR includes interest rate plus closing costs, points, origination fees, and other charges spread over the loan term, providing true cost comparison.
→Source: Consumer Financial Protection Bureau(2024)

Discount Points Value

One discount point typically costs 1% of loan amount and reduces interest rate by approximately 0.25%. Break-even period depends on monthly savings and upfront cost. Paying points benefits those keeping loans 5+ years.

Disclaimer

This calculator estimates APR based on user inputs. Actual APR includes all financing costs as disclosed on Loan Estimate forms. Compare offers from multiple lenders using APR for accurate cost comparison. Consider expected ownership duration when evaluating rate/fee trade-offs.