Calculadora de PMI

$

Current market value or original purchase price

$

Your mortgage balance

%

PMI rate from your lender (typically 0.5-1.5%)

Preguntas Frecuentes

Preguntas comunes sobre Calculadora de PMI

PMI significa Seguro Hipotecario Privado. Generalmente se exige cuando aportas menos del 20 % para la compra de una vivienda, protegiendo al prestamista en caso de que no puedas pagar.

Sources & References

Homeowners Protection Act and PMI Disclosure

Consumer Financial Protection Bureau guide to the Homeowners Protection Act, including PMI disclosure requirements and borrower rights for PMI cancellation.

Cost and Benefits of Private Mortgage Insurance

Urban Institute analysis of PMI costs, benefits for borrowers with smaller down payments, and impact on homeownership accessibility.

PMI Removal Rights and Procedures

Federal agency guidance on borrower rights regarding PMI removal, including automatic termination requirements and voluntary cancellation procedures.