Calculateur de PMI

$

Current market value or original purchase price

$

Your mortgage balance

%

PMI rate from your lender (typically 0.5-1.5%)

Questions Fréquentes

Questions courantes sur Calculateur de PMI

IPM signifie assurance prêt hypothécaire privée. Elle est généralement exigée lorsque vous versez moins de 20 % d’apport sur un logement et protège le prêteur si vous ne pouvez pas rembourser.

Sources & References

Homeowners Protection Act and PMI Disclosure

Consumer Financial Protection Bureau guide to the Homeowners Protection Act, including PMI disclosure requirements and borrower rights for PMI cancellation.

Cost and Benefits of Private Mortgage Insurance

Urban Institute analysis of PMI costs, benefits for borrowers with smaller down payments, and impact on homeownership accessibility.

PMI Removal Rights and Procedures

Federal agency guidance on borrower rights regarding PMI removal, including automatic termination requirements and voluntary cancellation procedures.