Achat périodique par sommes fixes en crypto-monnaies
Key Financial Terms
Understand the essential concepts behind this calculator
Questions Fréquentes
Questions courantes sur Achat périodique par sommes fixes en crypto-monnaies
Le DCA réduit le risque de timing et la prise de décision émotionnelle, ce qui le rend idéal pour les actifs volatils comme les cryptos. Cependant, ce n'est pas
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Sources & References
Historical Bitcoin Returns
• Average annual return (2013-2024): ~100-200% (extremely volatile)
• Best year: +1,318% (2017) | Worst year: -73% (2018)
• All-time high: $69,000 (Nov 2021) | Low after: $15,500 (Nov 2022)
• 2024 recovery: ~$60,000-70,000 range
• Best year: +1,318% (2017) | Worst year: -73% (2018)
• All-time high: $69,000 (Nov 2021) | Low after: $15,500 (Nov 2022)
• 2024 recovery: ~$60,000-70,000 range
Coinbase: Dollar-Cost Averaging Analysis
Educational resources on DCA strategy for cryptocurrency investment.
Historical Ethereum Returns
• Average annual return (2016-2024): ~150-250% (highly volatile)
• Best year: +8,900% (2017) | Worst year: -82% (2018)
• All-time high: $4,878 (Nov 2021)
• 2024 range: $2,000-4,000
• Best year: +8,900% (2017) | Worst year: -82% (2018)
• All-time high: $4,878 (Nov 2021)
• 2024 range: $2,000-4,000
Investment Risk Disclaimer
Cryptocurrency investment carries substantial risk including potential total loss of capital. This calculator provides educational information only.
Cryptocurrency Volatility
• Bitcoin 30-day volatility: 40-80% annualized (vs S&P 500: 15-20%)
• Daily price swings of 5-15% are common
• 50%+ drawdowns occur regularly in crypto markets
• Not suitable for risk-averse investors or short-term goals
• Daily price swings of 5-15% are common
• 50%+ drawdowns occur regularly in crypto markets
• Not suitable for risk-averse investors or short-term goals
Dollar-Cost Averaging (DCA) vs. Lump Sum
• Historical data (stocks): Lump sum beats DCA ~66% of time
• DCA reduces timing risk and emotional stress
• Particularly effective in highly volatile markets like crypto
• Example: $100/week Bitcoin DCA from 2020-2024 significantly outperformed trying to time the market
• DCA reduces timing risk and emotional stress
• Particularly effective in highly volatile markets like crypto
• Example: $100/week Bitcoin DCA from 2020-2024 significantly outperformed trying to time the market
Cryptocurrency Tax Treatment (U.S.)
• Crypto is treated as property, not currency
• Capital gains tax applies: Short-term (ordinary income rates) or Long-term (0%, 15%, 20%)
• Every trade, sale, or spend is a taxable event
• Mining/staking rewards taxed as ordinary income when received
• Capital gains tax applies: Short-term (ordinary income rates) or Long-term (0%, 15%, 20%)
• Every trade, sale, or spend is a taxable event
• Mining/staking rewards taxed as ordinary income when received
Cryptocurrency Adoption Statistics
• ~20% of U.S. adults have owned cryptocurrency (2024)
• Global crypto ownership: ~420 million people (5.3% of world population)
• Institutional adoption growing: Bitcoin ETFs approved in 2024
• Global crypto ownership: ~420 million people (5.3% of world population)
• Institutional adoption growing: Bitcoin ETFs approved in 2024
Risk Warnings
• SEC and financial advisors recommend limiting crypto to 1-5% of portfolio max
• No FDIC insurance or investor protections
• Exchange failures (FTX, Mt. Gox) have resulted in total loss of funds
• Regulatory uncertainty remains high
• No FDIC insurance or investor protections
• Exchange failures (FTX, Mt. Gox) have resulted in total loss of funds
• Regulatory uncertainty remains high
⚠️ High Risk Warning
Cryptocurrency is extremely volatile and speculative. Only invest what you can afford to lose completely. Past performance (even extraordinary returns) does not predict future results. This is not investment advice.
⚠️ ⚠️ High Risk Warning