Comparación de Patrimonio Neto por Edad
Key Financial Terms
Understand the essential concepts behind this calculator
Gini Coefficient
A measure of income inequality ranging from 0 (perfect equality) to 100 (one person has everything), showing how evenly or unevenly income is distributed.
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Net Worth
Total assets minus total liabilities—the true measure of your financial health
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Net Worth Percentile
Your net worth rank using 2022 Federal Reserve Survey of Consumer Finances percentiles, showing what share of your age group has less wealth.
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Preguntas Frecuentes
Preguntas comunes sobre Comparación de Patrimonio Neto por Edad
El patrimonio neto es igual a todos los activos (capital en la vivienda, cuentas de jubilación, ahorros, inversiones, vehículos) menos todas las deudas (hipoteca, préstamos estudiantiles, tarjetas de crédito, préstamos de automóviles). Incluye todo lo que posees menos todo lo que debes. No
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Sources & References
Net Worth by Age Group - Federal Data
Comprehensive Federal Reserve data on household net worth broken down by age cohorts, showing median and percentile distributions across demographics.
The Wealth Formula for Age-Based Net Worth Targets
Research-based formula for calculating expected net worth based on age and income, distinguishing between wealth accumulators and under-accumulators.
Retirement Savings Milestones by Age
Financial planning guidelines for retirement savings targets at different ages, helping individuals assess their progress toward retirement readiness.