Calculateur de Paiement Hypothécaire Supplémentaire
Key Financial Terms
Understand the essential concepts behind this calculator
Questions Fréquentes
Questions courantes sur Calculateur de Paiement Hypothécaire Supplémentaire
Le calculateur vous aide à voir comment des paiements supplémentaires sur votre prêt hypothécaire peuvent réduire la durée de remboursement. Il montre également combien d’intérêts vous pouvez économiser en payant davantage.
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Sources & References
Mortgage Amortization
Based on standard mortgage amortization formulas. Extra principal payments reduce loan balance and total interest paid. The impact is greatest in early loan years when interest comprises most of the monthly payment.
Prepayment Considerations
Some mortgages include prepayment penalties for paying off loans early. Most conventional mortgages allow unlimited extra payments, but verify terms with your lender before implementing prepayment strategies.
Disclaimer
This calculator provides estimates based on user inputs. Actual savings depend on loan terms, payment timing, and consistency. Consider overall financial priorities including emergency funds, high-interest debt, and retirement savings before accelerating mortgage payoff.