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General Finance

Healthcare Proxy

A healthcare proxy designates someone to make medical decisions on your behalf when you're unable to do so.

Also known as: medical power of attorney, healthcare agent

What You Need to Know

A healthcare proxy is a legal document that allows you to appoint someone you trust to make medical decisions for you when you are incapacitated. This can occur due to severe illness, accident, or any condition that impairs your ability to communicate your healthcare wishes. For example, if you are in a coma after an accident, your healthcare proxy can decide whether to proceed with life-saving measures, based on your previously expressed wishes.

Many people mistakenly believe that their spouse or family members automatically have the authority to make medical decisions for them. However, without a formal healthcare proxy in place, hospitals may not honor family members' requests, leading to confusion and delays in care. This can be particularly stressful during emergencies, where every minute counts. By establishing a healthcare proxy, you ensure that your preferences are respected and acted upon without ambiguity.

It's important to choose someone who understands your values and healthcare preferences. Communicate your wishes clearly to that person, and consider discussing scenarios such as end-of-life care or treatment preferences for chronic illnesses. For instance, if you prefer not to receive aggressive treatment for a terminal condition, make sure your proxy knows this. As a key takeaway, review and update your healthcare proxy regularly, especially after major life events like marriage, divorce, or significant changes in health status.

Ultimately, having a healthcare proxy can provide peace of mind for you and your loved ones. It empowers someone you trust to make decisions that align with your wishes, ensuring that your healthcare journey is navigated according to your values, even when you cannot voice them yourself.