Track the Fed funds rate, yield curve inversion, inflation, unemployment, and prime rate—then see what today’s economy means for your wallet.
Show this tool on your website
Last move Jul 2023: +0.25%
Core inflation: 3.4%
Job openings per seeker: 1.4×
HELOC benchmark: 9.50%
Normal slope
YTD change: 12.4%
Benchmark for savings rates, credit cards, auto loans, and HELOCs. Higher rates help savers but raise borrowing costs.
Plot of treasury yields from 1 month to 30 years. An inverted curve (short rates > long rates) often signals recessions within ~18 months.
Yield curve inversions preceded 8 of the last 8 recessions. Current 10y-2y spread: —.
Track headline vs. core inflation and category-level pressure. Use this to time raises, budget adjustments, and inflation-protected investments.
Low unemployment and high quit rates signal strong bargaining power. Rising unemployment means protect cash and prioritize stability.
Above 1.0 means more openings than seekers—a strong market where workers can negotiate.
Higher quit rates signal worker confidence in finding better roles quickly.
Tell us your balances—we translate the macro headlines into your monthly budget impact.
High-yield savings at 5.50% earns roughly $115 per month.
Last rate move added about $5 per month to your interest income.
Expect $58 change in payment for every 0.25% move if your HELOC tracks prime (8.50%).
Credit cards at ~20.50% APR cost $1,230 per year at your balance.
Start at the top to see where rates, inflation, and the job market stand right now. Scroll into each section to understand the trend over time and how it impacts your savings, debts, and investments. Finish with the personal impact planner to translate macro economics into your monthly cash flow.
Understand the essential concepts behind this calculator
Interest rate banks charge each other for overnight loans. Set by Federal Reserve. Controls all other interest rates—mortgages, credit cards, savings.
Graph showing bond yields across different maturities. Normal = upward slope (long-term pays more). Inverted = recession warning.
Short-term bonds pay higher rates than long-term bonds. Recession predictor—has preceded every recession since 1950, usually by 12-24 months.
Interest rate banks charge most creditworthy customers. Usually Fed funds rate + 3%. Credit cards and HELOCs tied to prime rate.
Common questions about the Economic Indicator Dashboard
Continue your financial journey with these related calculators
Calculate purchasing power erosion, compare historical prices, and analyze minimum wage real value over decades
Calculate YOUR personal inflation rate based on your actual spending patterns and see required income growth
Convert between 20 major world currencies with historical charts, travel budget planning, and exchange fee comparison
This Economic Indicator Dashboard provides estimates for educational and informational purposes only. Actual results may vary significantly based on individual circumstances, market conditions, regulatory changes, and other factors beyond the scope of this calculator.
The calculations and projections provided are based on assumptions and historical data that may not reflect future performance.Past performance does not guarantee future results.
This tool is not financial advice, tax advice, legal advice, or investment advice. For personalized guidance tailored to your specific situation, please consult with qualified professionals including:
Data Accuracy: All data sources, statistics, and rates were verified as accurate as of October 2025. Tax rates, market conditions, and other financial data change over time. Always verify current rates and consult official sources.
No Warranties: While we strive for accuracy, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any information provided. Use this tool at your own risk.