Financial Toolset
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Family & Parenting

Childcare, education, pets, and lifestyle decision calculators

14 ready

Child Cost Calculator

Estimate lifetime cost of raising a child from birth to 18 with regional variations

FeaturedBeginner

Childcare vs Second Income Calculator

Calculate if working is worth it after childcare costs and work expenses with retirement impact analysis

FeaturedIntermediate

College Major ROI Calculator

Calculate return on investment for different college majors. Compare earning potential vs student loan debt. Free college major calculator.

FeaturedIntermediate

Complete Child Education Planner

Comprehensive K-12 + college cost calculator with 529 savings strategy and education vs retirement planning

FeaturedAdvanced

EFC Calculator

Calculate Expected Family Contribution (EFC) for financial aid. Estimate FAFSA EFC and financial aid eligibility. Free EFC calculator.

FeaturedBeginner

Gap Year Calculator

Calculate the financial impact of taking a gap year before college. Compare costs and benefits of gap year. Free gap year calculator.

FeaturedIntermediate

Lifestyle Cost Analyzer

Analyze gadget cost-per-year, daily habits ROI, and meal kit vs grocery comparison with retirement impact

FeaturedIntermediate

Parent PLUS Loan Calculator

Calculate Federal Parent PLUS loan payments and costs. Compare Parent PLUS vs private student loans. Free Parent PLUS calculator.

FeaturedIntermediate

Parental Leave Budget Calculator

Calculate parental leave budget and income replacement. Plan for maternity/paternity leave costs. Free parental leave calculator.

FeaturedIntermediate

Pet Insurance ROI Estimator

Compare lifetime vet bills with vs. without insurance to determine ROI

FeaturedIntermediate

Pet Ownership Cost Planner

Calculate lifetime costs for dogs, cats, and pets with inflation and insurance analysis

FeaturedIntermediate

Scholarship Impact Calculator

Calculate the true value of scholarships over 4 years. See how scholarships reduce student loan debt. Free scholarship calculator.

FeaturedIntermediate

Textbook Buy vs Rent Calculator

Compare buying vs renting textbooks. Calculate savings from textbook rentals. Free college textbook calculator.

FeaturedIntermediate

Wedding Budget & Debt Planner

Plan wedding budget with splurge/save options and compare payment methods with debt impact analysis

FeaturedIntermediate