New vs used semiâwhatâs smarter?
3â5 year old fleet trucks with maintenance records are a common sweet spot: 30â50% cheaper than new with most useful life remaining. New gets better rates but depreciates faster.
Read moreExpert advice, practical tips, and actionable strategies to help you achieve financial freedom.
Page 35 of 74
Showing 613-630 of 1325 articles
â Back to all articles3â5 year old fleet trucks with maintenance records are a common sweet spot: 30â50% cheaper than new with most useful life remaining. New gets better rates but depreciates faster.
Read moreOften yes (GVWR 6,000+ lbs). Section 179 allows immediate expensing up to annual limits; bonus depreciation may also apply. Consult a CPA for your case.
Read moreWe compare your income to distribution data for selected cities and compute the share of people earning less. COLA adjustments show purchasingâpower differences across cities.
Read moreCost of living varies widely. $80k in a lowâcost city may buy more than $120k in a highâcost one after housing, taxes, and expenses. Purchasing power matters more than nominal income.
Read moreRun totalâcomp math: salary, taxes, rent, commute, childcare, healthcare, and quality of life. A modest raise can be offset by much higher costs.
Read moreYes, the calculator uses the latest available data to provide accurate comparisons. Regular updates ensure that you have the most relevant information for your analysis.
Read moreThey're based on public datasets and typical COLA methods. Individual circumstances varyâuse as a directional guide, not a binding decision tool.
Read moreYour wealth is determined by comparing your income to others in your area and nationally. Enter your household income in our calculator to see your exact percentile ranking - for example, if you're...
Read moreFind your exact income percentile by entering your household income in our calculator. We'll instantly show your national ranking and city-specific percentiles across 20+ major US metropolitan area...
Read moreThe US national median household income is ,580 (2024 Census data). Enter your income to see exactly how you compare - our calculator shows whether you're above or below the median and by how much....
Read moreWealth is relative to your location and context. Generally, you're considered 'well-off' if you're above the 75th percentile (top 25%), 'affluent' above the 90th percentile (top 10%), and 'wealthy'...
Read moreCollege costs inflate at approximately 5% annually. If in-state public college costs $28,000 today, it will cost about $52,800 per year in 15 years, or $228,000 total for 4 years. Use our calculato...
Read morePrioritize your retirement over your child's college savings, as you can borrow for college but not for retirement. A weak retirement plan can create a bigger financial burden on your children than...
Read moreIt depends on your financial situation. 13 years of private school can cost $200,000-$400,000. Consider hybrid approaches like public elementary + private high school to reduce costs by 60% while s...
Read moreFor a newborn, saving $300-500/month in a 529 plan can cover 50-75% of public in-state college costs. The exact amount depends on your target coverage, expected returns (typically 7%), and years un...
Read moreYes. You can withdraw up to $10,000 per year per beneficiary from 529 plans for K-12 tuition through 2025. Starting July 2025, the limit increases to $20,000/year and expands to cover textbooks, tu...
Read moreOverlapping college years create peak expense periods. Strategies include: staggering college entry with gap years, using community college for some children, transferring 529 beneficiaries, and co...
Read more529 plans now cover registered apprenticeships and postsecondary credentials. You can also transfer the beneficiary to another child or qualified family member. Starting 2024, unused 529 funds can ...
Read more