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A cryptocurrency wallet address is a unique identifier used to receive cryptocurrency transactions, similar to a bank account number. Bitcoin addresses typically start with 1, 3, or bc1, while Ethe...
Read moreAddress validation prevents costly mistakes when sending cryptocurrency. Unlike traditional banking, crypto transactions are irreversible - if you send funds to an invalid or mistyped address, they...
Read moreA checksum is an error-detection code embedded in cryptocurrency addresses. For Bitcoin, it is calculated using double SHA-256 hashing of the address payload. For Ethereum, EIP-55 checksum uses mix...
Read moreBitcoin has three main address types: Legacy (P2PKH, starts with '1'), SegWit (P2SH, starts with '3'), and Native SegWit (Bech32, starts with 'bc1'). Legacy addresses are the original format, SegWi...
Read moreNo, you cannot send Bitcoin to an Ethereum address or Ethereum to a Bitcoin address. They use completely different blockchain networks and address formats. Sending to the wrong blockchain will resu...
Read moreMainnet refers to the real, production blockchain where actual cryptocurrency has value. Testnet is a separate blockchain used by developers for testing, where coins have no real-world value. Mainn...
Read moreYes. This tool performs validation entirely in your browser using client-side JavaScript - your addresses are never sent to any server or stored anywhere. Validating an address only checks its form...
Read moreEthereum addresses use EIP-55 checksum encoding, which mixes uppercase and lowercase letters as an error detection mechanism. The pattern of capital letters is based on a hash of the address and ac...
Read moreUse local bank ATMs abroad for better rates and lower fees. Bring $50â100 equivalent for arrival expenses, then withdraw as needed. Avoid airport kiosks and hotel exchange counters.
Read moreDCC is when a merchant offers to charge in your home currency. Decline itâthereâs usually a 3â7% hidden markup. Always choose to pay in the local currency.
Read moreDiscover (most markets), Capital One, Chase Sapphire, Bank of America Travel, Citi Premier, and many others. Check your card termsâstandard cards often add ~3%.
Read moreContinuously in forex markets. Consumer rates from banks/apps typically update once or a few times daily, with larger moves around major economic events.
Read moreYesâservices like Wise/Revolut let you hold balances in foreign currencies. Useful if you expect the rate to worsen before your trip or purchase.
Read moreAvalanche (highest APR first) saves the most interest; Snowball (smallest balance first) creates faster wins that improve followâthrough. Choose the method youâll stick with.
Read moreA $5,000 balance at 18% APR can take 15+ years and $4,000+ in interest with minimums. Adding even $100/month can cut years and thousands in interest.
Read moreKeep at least $1,000 starter emergency fund first to avoid new debt from surprise expenses. Then focus surplus toward highâinterest balances.
Read moreIf your weighted APR is high and you qualify for a lower net rate (after fees), consolidation can help. For 0% transfers, ensure you can repay within promo and the oneâtime fee (3â5%) is less than ...
Read moreShort-term disability (STD) covers 3-6 months with minimal waiting period (0-14 days), typically for surgery recovery, broken bones, or pregnancy complications. It replaces 60-70% of income and is ...
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