retirement

Early Withdrawal Penalty

Fee for withdrawing funds before maturity

Also known as: 10% penalty, early withdrawal

What You Need to Know

An early withdrawal penalty is a charge imposed when funds are withdrawn from certain accounts before a specified date or age. Common examples include 10% penalties on retirement account withdrawals before age 59½ and interest penalties on early CD withdrawals.

Sources & References

This information is sourced from authoritative government and academic institutions:

  • irs.gov

    https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-tax-on-early-distributions

Early Withdrawal Penalty: Don't Touch Retirement Money