Financial Toolset

Should I Move Calculator - Move vs Stay Cost Comparison

Compare the cost of moving to a new home vs staying put. Calculate break-even point and financial impact of moving. Free moving decision calculator.

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Calculator

$50000$10000000
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$0$10000000
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$50000$20000000
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$0$500000
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$0$100000
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$0$100000
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$0$100000
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Results

Proceeds from Sale (After Payoff & Costs)
$0.00
Total Cost to Move
$0.00
Cash Needed for New Home
$0.00
Annual Property Tax Increase
$0.00
Monthly Property Tax Increase
$0.00
Net Equity After Move
$0.00

Hidden Costs of Moving

Moving costs 8-10% of home value when you include: realtor fees (6%), title/closing (2%), moving company, temporary housing, repairs/staging, and overlap costs. On a $400k home, thats $32k-$40k just to move.

Key Financial Terms

Understand the essential concepts behind this calculator

Home Equity

The portion of your home's value that you actually own (market value minus mortgage balance)

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Closing Costs

Fees to finalize home purchase—2-5% of home price. Includes appraisal, title insurance, attorney, origination, taxes. Plan $10K on $300K home.

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View all financial terms in our glossary →

Frequently Asked Questions

Common questions about the Should I Move Calculator - Move vs Stay Cost Comparison

Moving makes sense if: (1) New home better fits your needs for 5+ years, (2) You have substantial equity to cover costs, (3) New location offers financial advantages (lower taxes, better job market), or (4) Your current home requires expensive repairs.

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⚠️ Important Disclaimer

This Should I Move Calculator - Move vs Stay Cost Comparison provides estimates for educational and informational purposes only. Actual results may vary significantly based on individual circumstances, market conditions, regulatory changes, and other factors beyond the scope of this calculator.

The calculations and projections provided are based on assumptions and historical data that may not reflect future performance.Past performance does not guarantee future results.

This tool is not financial advice, tax advice, legal advice, or investment advice. For personalized guidance tailored to your specific situation, please consult with qualified professionals including:

  • Certified Financial Planner (CFP)
  • Certified Public Accountant (CPA) for tax matters
  • Licensed attorney for legal matters
  • Registered Investment Advisor (RIA) for investment decisions

Data Accuracy: All data sources, statistics, and rates were verified as accurate as of October 2025. Tax rates, market conditions, and other financial data change over time. Always verify current rates and consult official sources.

No Warranties: While we strive for accuracy, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any information provided. Use this tool at your own risk.