Complete Net Worth Dashboard
All-in-one net worth calculator: track your assets & liabilities, compare to your age group, and see your global wealth percentile ranking.
Show this tool on your website
Enable Smart Defaults
Get personalized default values based on your location, age, and income. All data is stored locally on your device.
- Auto-fill calculator fields with realistic values
- Region-specific tax rates and costs
- Age and income-appropriate suggestions
- Learn from your calculator usage
Privacy: No data is sent to our servers. Everything stays on your device.
📊 Your Age (for comparisons)
💰 Assets
Cash & Savings
Investments
Retirement Accounts
Real Estate
Vehicles
Other Assets
💳 Liabilities
Credit Cards
Student Loans
Mortgages
Auto Loans
Other Debts
Key Financial Terms
Understand the essential concepts behind this calculator
Net Worth
Total assets minus total liabilities—the true measure of your financial health
Liquidity
How quickly an asset can be converted to cash without significant loss of value
Debt-to-Income Ratio (DTI)
The percentage of your gross monthly income that goes toward debt payments
Diversification
Spreading investments across different asset classes to reduce risk—the 'don't put all your eggs in one basket' principle.
Frequently Asked Questions
Common questions about the Complete Net Worth Dashboard
💎 Net Worth Benchmark Data Sources
The most authoritative source for U.S. household net worth data. Conducted every 3 years with ~6,000 families.
→ Source: Federal Reserve - Survey of Consumer Finances
• Under 35: Median $39,040 | Average $183,500
• 35-44: Median $135,600 | Average $549,600
• 45-54: Median $246,700 | Average $975,800
• 55-64: Median $364,270 | Average $1,566,900
• 65-74: Median $409,900 | Average $1,794,600
• 75+: Median $335,600 | Average $1,624,100
→ Source: Federal Reserve SCF 2022 Chartbook
Median represents the middle household (50th percentile). Average is skewed higher by ultra-wealthy households. Median is a better benchmark for typical American households.
→ Source: U.S. Census Bureau - Wealth Inequality Visualization
• Bottom 50%: Median $27,970 (2.6% of total wealth)
• 50-90th percentile: Median $379,700 (36.5% of total wealth)
• 90-99th percentile: Median $2,265,000 (36.6% of total wealth)
• Top 1%: Median $16,740,000 (24.3% of total wealth)
→ Source: Federal Reserve - Distribution of Household Wealth
Net worth = Total Assets - Total Liabilities
Assets include: Home equity, retirement accounts (401k, IRA), investment accounts, vehicles, cash/savings
Liabilities include: Mortgage, student loans, credit cards, auto loans, personal loans
→ Source: CFPB Financial Education Glossary
• ~14.6 million millionaire households in U.S. (2024)
• Represents ~10.8% of all U.S. households
• Average age of first-time millionaire: 59 years old
→ Source: UBS Global Wealth Report
Tip: Focus on your personal financial goals rather than comparisons. These benchmarks provide context, not targets. Your ideal net worth depends on your age, income, goals, and lifestyle.
🌍 Global Income & PPP Data Sources (2021–2024)
Household incomes are converted to international dollars using the World Bank International Comparison Program price-level ratio of PPP conversion factor to market exchange rate (indicator PA.NUS.PPPC.RF).
World Bank — Price level ratio of PPP conversion factor to market exchange rate
Percentile thresholds and global medians are sourced from the World Bank Poverty & Inequality Platform (PIP) 2021 PPP tables and cross-checked against Our World in Data's synthesis of top and median income estimates.
World Bank — Poverty & Inequality Platform • Our World in Data — Income distribution explorer
Gini coefficients and inequality trends are taken from the latest household survey data in the World Bank SI.POV.GINI indicator series, with coverage updated through 2023 where available.
World Bank — Gini index (World Bank estimate)
Household size adjustments follow the OECD-modified scale formalized by Eurostat: 1.0 for the first adult, 0.5 for each additional adult, and 0.3 for each child under 14.
Eurostat — Glossary: Equivalised disposable income
U.S. percentiles and household income medians rely on the Census Bureau's Current Population Survey (CPS ASEC) and the annual Income in the United States release.
U.S. Census Bureau — Income in the United States
Important: These comparisons use PPP adjustments which normalize for cost of living, but don't account for differences in healthcare access, education, infrastructure, or quality of life factors.
Explore More Tools
Continue your financial journey with these related calculators
Discount Calculator
Calculate sale prices, savings, and percentage discounts. Stack multiple discounts and see your total savings.
Tip Calculator
Calculate tips and split bills easily. Find the perfect tip amount based on service quality and split the total among multiple people.
Compound Interest Calculator
Calculate how your savings grow over time with customizable contributions and interest rates
⚠️ Important Disclaimer
This Complete Net Worth Dashboard provides estimates for educational and informational purposes only. Actual results may vary significantly based on individual circumstances, market conditions, regulatory changes, and other factors beyond the scope of this calculator.
The calculations and projections provided are based on assumptions and historical data that may not reflect future performance.Past performance does not guarantee future results.
This tool is not financial advice, tax advice, legal advice, or investment advice. For personalized guidance tailored to your specific situation, please consult with qualified professionals including:
- Certified Financial Planner (CFP)
- Certified Public Accountant (CPA) for tax matters
- Licensed attorney for legal matters
- Registered Investment Advisor (RIA) for investment decisions
Data Accuracy: All data sources, statistics, and rates were verified as accurate as of October 2025. Tax rates, market conditions, and other financial data change over time. Always verify current rates and consult official sources.
No Warranties: While we strive for accuracy, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any information provided. Use this tool at your own risk.