Discount Calculator

Calculate sale prices, savings, and percentage discounts. Stack multiple discounts and see your total savings with our free discount calculator.

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Calculator

$0$100000
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0%100%
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0%100%
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0%20%
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Results

Price After First Discount
$0.00
Price After All Discounts
$0.00
Sales Tax
$0.00
Final Price
$0.00
Total Savings
$0.00
Effective Discount Rate
0.00%

Price Comparison

Original Price$100.00
Final Price$0.00

How to Stack Discounts

When retailers offer multiple discounts, they're typically applied sequentially, not added together. For example, 20% off + 10% off doesn't equal 30% off. The second discount applies to the already-reduced price. Our calculator shows you the true final price when stacking discounts.

Tax Before or After Discount?

In most cases, sales tax is calculated on the price AFTER discounts are applied. However, some jurisdictions calculate tax on the original price. Use the toggle to see both scenarios and understand your actual final cost.

Calculating Reverse Discounts

If you know the final sale price and want to find the original price, divide the sale price by (1 - discount%). For example, if something costs $80 after a 20% discount: $80 ÷ 0.8 = $100 original price.

Frequently Asked Questions

Common questions about the Discount Calculator

Enter the first discount in the 'Discount Percentage' field, then enter the second discount in 'Additional Discount'. The calculator automatically applies them sequentially. For example, 20% off followed by 10% off results in a final price of $72 on a $100 item (not $70).

💡 Emergency Fund Guidelines & Sources

Recommended Savings: 3-6 Months of Expenses

Financial experts recommend saving 3-6 months of essential expenses as an emergency fund. Those with variable income or single-income households should aim for 6-12 months.
→ Source: Consumer Financial Protection Bureau (CFPB)

Americans Struggle with Emergency Savings:

According to Federal Reserve data, 40% of Americans would struggle to cover a $400 emergency expense using cash or savings.
→ Source: Federal Reserve - Economic Well-Being of U.S. Households (2023 Report)

Job Loss Duration:

The median time to find new employment ranges from 8-20 weeks, varying by industry, location, and economic conditions.
→ Source: Bureau of Labor Statistics - Unemployed Persons by Duration

High-Yield Savings Accounts:

As of 2024-2025, high-yield savings accounts (HYSA) offer approximately 4.0-4.5% APY, significantly higher than traditional savings accounts (~0.01-0.5%).
→ Source: FDIC - National Rates and Rate Caps

Tip: Keep emergency funds in liquid, FDIC-insured savings accounts for easy access. Don't invest emergency funds in stocks or bonds.

⚠️ Important Disclaimer

This Discount Calculator provides estimates for educational and informational purposes only. Actual results may vary significantly based on individual circumstances, market conditions, regulatory changes, and other factors beyond the scope of this calculator.

The calculations and projections provided are based on assumptions and historical data that may not reflect future performance.Past performance does not guarantee future results.

This tool is not financial advice, tax advice, legal advice, or investment advice. For personalized guidance tailored to your specific situation, please consult with qualified professionals including:

  • Certified Financial Planner (CFP)
  • Certified Public Accountant (CPA) for tax matters
  • Licensed attorney for legal matters
  • Registered Investment Advisor (RIA) for investment decisions

Data Accuracy: All data sources, statistics, and rates were verified as accurate as of October 2025. Tax rates, market conditions, and other financial data change over time. Always verify current rates and consult official sources.

No Warranties: While we strive for accuracy, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any information provided. Use this tool at your own risk.