Housing & Real Estate
Home buying, mortgage, and real estate investment calculators
Home Affordability Calculator
How much house can you afford?
Calculate how much home you can afford based on your income, debts, down payment, and interest rates. Get personalized affordability estimates.
Mortgage Calculator
Calculate monthly mortgage payments
Calculate monthly mortgage payments with principal, interest, taxes, and insurance. See complete payment breakdown and amortization.
Mortgage Payment Calculator
Quick payment estimate
Fast mortgage payment calculation with adjustable terms and rates. Get instant payment estimates.
Mortgage Estimator
Estimate your mortgage costs
Comprehensive mortgage cost estimation including all fees and monthly payments.
Home Loan Calculator
Complete home loan analysis
Full home loan analysis with payment schedules, interest costs, and payoff projections.
Mortgage APR Calculator
Compare true loan costs
Compare mortgage offers by calculating APR with discount points, origination fees, PMI, and third-party costs to see the true loan cost.
Mortgage Refinance Calculator
Should you refinance?
Calculate refinance savings and break-even point. Compare current mortgage to refinance offers.
Extra Mortgage Payment Calculator
Pay off your mortgage faster
Model one-time, monthly, annual, and biweekly extra payments to see how quickly you can pay off your mortgage and save on interest.
Down Payment Calculator
Plan your down payment
Calculate down payment requirements for home purchase. Compare 3%, 5%, 10%, and 20% down payment options.
Down Payment Savings Calculator
Save for your down payment
Calculate how long to save for a down payment based on monthly savings and target amount.
Closing Costs Calculator
Estimate closing costs
Estimate closing costs for home purchase. Calculate lender fees, title insurance, appraisal, and prepaid costs.
PMI Calculator
Calculate private mortgage insurance
Calculate private mortgage insurance (PMI) costs. Estimate monthly PMI payments and when you can remove PMI.
LTV Calculator
Calculate loan-to-value ratio
Calculate loan-to-value ratio for mortgages and refinancing. Check if you meet lender LTV requirements.
Mortgage Points Calculator
Are discount points worth it?
Calculate if buying mortgage points is worth it. Compare discount points vs higher rate over your loan term.
FHA Loan Calculator
Calculate FHA loan payments
Calculate FHA loan payments with mortgage insurance. Compare FHA vs conventional loans.
VA Loan Calculator
Calculate VA loan benefits
Calculate VA loan payments with no PMI and no down payment options. Understand VA loan benefits.
USDA Loan Calculator
Rural home loan analysis
Calculate USDA loan payments for rural properties. Understand USDA loan requirements and benefits.
ARM Calculator
Adjustable rate mortgage analysis
Calculate adjustable rate mortgage payments. Compare ARM vs fixed rate mortgages with rate adjustment scenarios.
HELOC Calculator
Home equity line analysis
Calculate HELOC draw limits, interest-only payments, and repayment scenarios to understand your home equity borrowing power.
HELOC Comprehensive Calculator
Full HELOC analysis
Calculate HELOC payments during draw and repayment periods. Compare interest-only vs full payments.
Cash Out Refinance Calculator
Access home equity via refinance
Calculate cash-out refinance amounts and new payments. Understand the costs of accessing home equity.
Rent vs Buy Calculator
Rent or buy your home?
Compare the long-term costs of renting versus buying. See break-even point and wealth building differences.
Rent Increase Calculator
Project future rent costs
Calculate future rent with annual increases. See how rent inflation affects your housing costs over time.
Home Buying Decision Suite
Complete home buying analysis
Complete home buying analysis: calculate cost of delaying purchase, project equity growth, analyze downsizing scenarios, and compare neighborhood affordability.
Moving Decision Calculator
Should you move or stay?
Compare the cost of moving to a new home vs staying put. Calculate break-even point and financial impact of moving.
Homeowner Cost Forecaster
Project homeownership costs
Forecast all homeowner costs including mortgage, taxes, insurance, maintenance, and utilities over time.
Home Maintenance Budget Calculator
Budget for home repairs
Calculate annual home maintenance costs using the 1-4% rule and square footage method to budget for repairs.
Appliance Replacement Forecaster
Plan for appliance replacements
Track appliance lifespans and forecast replacement costs over 10 years for refrigerator, HVAC, water heater, and more.
Home Renovation ROI Calculator
Calculate renovation returns
Calculate return on investment for home improvement projects. See which renovations add the most value.
DIY vs Contractor Calculator
Do it yourself or hire help?
Compare DIY costs versus hiring a contractor. Factor in time, skill level, and potential mistakes.
Furnishing Cost Estimator
Budget for home furnishing
Estimate costs to furnish a new home by room. Plan your furniture and decor budget.
Home Energy Savings Calculator
Reduce energy costs
Calculate savings from energy efficiency upgrades. Compare costs and payback periods for insulation, windows, and HVAC.
Homeowners & Renters Insurance Calculator
Estimate insurance coverage needs
Estimate dwelling, personal property, liability, and loss-of-use coverage using quick percentage or detailed room-by-room inventory methods.
Dwelling Coverage Calculator
Calculate rebuild cost coverage
Calculate the right amount of dwelling coverage (Coverage A) for your homeowners insurance based on rebuild cost, not market value.
HOA Fee Impact Calculator
Understand HOA cost impact
Calculate the long-term impact of HOA fees on your housing costs. Compare properties with different HOA fees.