Housing & Real Estate
Home buying, mortgage, and real estate investment calculators
Appliance Replacement Forecaster
Track appliance lifespans and forecast replacement costs over 10 years for refrigerator, HVAC, water heater, and more
Cash-Out Refinance Calculator
Calculate how much cash you can take out when refinancing. Compare cash-out refi vs HELOC. Free cash-out calculator.
Closing Costs Calculator
Estimate closing costs for home purchase. Calculate lender fees, title insurance, appraisal, and prepaid costs. Free mortgage closing cost calculator.
DIY vs Contractor Calculator
Compare true costs of DIY projects vs hiring professionals
Down Payment Calculator
Calculate down payment requirements for home purchase. Compare 3%, 5%, 10%, and 20% down payment options. Free mortgage down payment calculator.
Down Payment Savings Calculator
Plan how long it will take to save for your home down payment with interest earnings
Extra Mortgage Payment Calculator
Model one-time, monthly, annual, and biweekly extra payments to see how quickly you can pay off your mortgage and how much interest you'll save.
FHA Loan Calculator
Calculate FHA loan payments with mortgage insurance. Compare FHA vs conventional loans. Free FHA mortgage calculator.
Fixed-Rate Mortgage Calculator
Estimate fixed-rate mortgage payments, total interest, and payoff timelines to understand the true cost of a home loan.
Furnishing Cost Estimator
Estimate total cost to furnish your home or apartment by room and budget tier
HELOC Calculator
Calculate HELOC draw limits, interest-only payments, and repayment scenarios to understand your home equity borrowing power.
HOA Fee Impact Calculator
Calculate lifetime cost of HOA fees including increases and special assessments
Home Buying Decision Suite
Complete home buying analysis: calculate cost of delaying purchase, project equity growth, analyze downsizing scenarios, and compare neighborhood affordability
Home Energy Savings Calculator
Calculate long-term savings from solar panels, battery storage, and heat pumps
Home Maintenance Budget Calculator
Calculate annual home maintenance costs using the 1-4% rule and square footage method to budget for repairs
Home Renovation ROI Calculator
Estimate value added from kitchen, bathroom, and other home improvement projects
Homeowner Cost Forecaster
Annual maintenance budget + appliance replacement timeline + property tax growth projections
Homeowners & Renters Insurance Calculator
Estimate dwelling, personal property, liability, and loss-of-use coverage using quick percentage or detailed room-by-room inventory methods.
LTV Calculator (Loan-to-Value Ratio)
Calculate loan-to-value ratio for mortgages and refinancing. Check if you meet lender LTV requirements. Free LTV calculator.
Mortgage APR Calculator
Compare mortgage offers by calculating APR with discount points, origination fees, PMI, and third-party costs to see the true loan cost.
Mortgage Calculator
Calculate monthly mortgage payment, total interest, and complete cost of homeownership with amortization
Mortgage Points Calculator
Calculate if buying mortgage points is worth it. Compare discount points vs higher rate. Free mortgage points calculator.
Mortgage Refinance Calculator
Calculate break-even point, monthly savings, and lifetime cost comparison for refinancing
Moving Decision Calculator
Compare the cost of moving to a new home vs staying put. Calculate break-even point and financial impact of moving. Free moving decision calculator.
PMI Calculator
Calculate private mortgage insurance (PMI) costs. Estimate monthly PMI payments and when you can remove PMI. Free PMI calculator.
Rent Increase Calculator
Project annual rent increases and see cumulative cost over 5-15 years
Rent vs. Buy Calculator
Long-term comparison with break-even timeline and appreciation assumptions
USDA Loan Calculator
Calculate USDA rural development loan payments with guarantee fees. 0% down payment USDA home loan calculator.
VA Loan Calculator
Estimate VA mortgage payments, funding fees, and compare zero-down VA loans to conventional and FHA options.