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Debt & Credit
Debt payoff strategies, loan calculators, and credit tools
18 ready
Showing 18 tools
📅
APR Daily Cost
Daily interest
Calculate daily APR cost.
Time:2 min
Complexity:Easy
Best for: APR understanding
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🔍
APR Reality Check
True cost
Real cost of loan APR.
Time:3 min
Complexity:Easy
Best for: Loan comparison
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📊
Average Daily Balance
ADB calc
Calculate average daily balance.
Time:3 min
Complexity:Medium
Best for: Credit cards
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💳
Balance Transfer
Transfer savings
Calculate transfer savings.
Time:4 min
Complexity:Medium
Best for: Debt consolidation
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📋
Complete Debt Planner
Debt strategy
Full payoff planning.
Time:6 min
Complexity:Advanced
Best for: Debt freedom
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💰
Credit Card Fee Calc
Fee analysis
Calculate card fees.
Time:3 min
Complexity:Easy
Best for: Card selection
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📈
Credit Card Interest
Interest calc
Calculate CC interest.
Time:2 min
Complexity:Easy
Best for: Interest awareness
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📉
Credit Score Impact
Score factors
Understand score factors.
Time:4 min
Complexity:Medium
Best for: Score improvement
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🎮
Credit Score Simulator
Simulate changes
See how actions affect score.
Time:5 min
Complexity:Medium
Best for: Score planning
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⚡
Simple Credit Sim
Quick sim
Simple score simulator.
Time:3 min
Complexity:Easy
Best for: Quick estimates
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🎯
Debt Payoff
Pay off debt
Calculate payoff time.
Time:4 min
Complexity:Medium
Best for: Debt elimination
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💵
Discretionary Income
Free income
Calculate disposable income.
Time:3 min
Complexity:Easy
Best for: Budget planning
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⚖️
DTI Ratio
Debt-to-income
Calculate DTI ratio.
Time:2 min
Complexity:Easy
Best for: Loan qualification
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📅
Loan Amortization
Payment schedule
Full loan payment schedule.
Time:4 min
Complexity:Medium
Best for: Loan planning
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🔄
Loan Comparison
Compare loans
Compare multiple loan offers.
Time:5 min
Complexity:Medium
Best for: Loan shopping
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📆
Loan Daily Cost
Daily cost
Calculate daily loan cost.
Time:2 min
Complexity:Easy
Best for: Cost awareness
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🧮
Loan Daily Cost Calc
Daily interest
Calculate daily loan interest.
Time:2 min
Complexity:Easy
Best for: Interest tracking
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📐
Weighted Avg Student Loan
Avg rate
Calculate weighted average rate.
Time:3 min
Complexity:Medium
Best for: Multiple loans
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